Category: Finance
While Nashville is widely known as the “Music City” – music isn’t the only thing that makes Tennessee’s largest city famous. Nashville is also a foodie’s paradise – with everything from traditional Southern cuisine to upscale, fine dining. Whether you’re renting an... Read More
Prices are up almost everywhere – from food, to gas, to home prices. In February 2012, the nationwide median sale price of a house in the U.S. was $160,000. More than ten years later, that number is up to a record... Read More
Buying a house can be an exciting yet confusing process. It can also be frustrating when you’re trying to buy a house with bad credit and don’t know where to turn for answers. Many people rent with the dream of going through the home buying... Read More
For most homeowners, a great deal of effort goes into choosing the right contractor for their home renovations. By the time you’ve decided on a contractor, finalized an agreement, and paid the deposit, the last thing you need is for it all to fall apart. Some... Read More
You’ve been searching for houses for months and finally found the one you like. After making your way through the homebuying process, one of the final steps is ordering a title search and then have the seller execute the deed to the property... Read More
There’s no doubt that one of the most important and often daunting steps in the homebuying process is qualifying for a mortgage. By understanding what lenders look for – the four C’s of credit – you can set yourself up for success and a smooth-sailing... Read More
There’s nothing more satisfying than a load of clean, warm laundry. However, producing clean laundry takes a lot of energy, which often leads to more carbon emissions. If you’re looking to reduce your carbon footprint at home, a more efficient dryer is a... Read More
Most people choose to work with a real estate agent when buying or selling a house. Unlike an hourly or salary employee, a real estate agent doesn’t get paid based on their work hours. Real estate agents at traditional brokerages are independent contractors... Read More
Mortgage underwriting is a necessary step in the mortgage origination process and begins when the seller accepts the offer you submitted to purchase a home. Either you or your real estate agent contacts your lender, who then collects the necessary paperwork and sends... Read More
Shopping for and securing an affordable mortgage loan is no easy feat. It takes time, research, and effort, and considering it’s a commitment you’ll be locking yourself into for the next 10, 15, even 30 years to come, you need to do all you can to ensure you... Read More
From increased competition to low mortgage rates, the real estate market has undergone substantial changes in the past decade. One of the most significant changes is the payment method homeowners are using to purchase new homes. A recent Redfin report... Read More
Just how much are utilities in an apartment? These are essential costs to consider before renting an apartment. People often forget to factor in this expense when thinking about how much they can afford. Because utilities are typically the tenant’s responsibility, it’s important to add them to the... Read More