Category: Finance
There’s nothing more satisfying than a load of clean, warm laundry. However, producing clean laundry takes a lot of energy, which often leads to more carbon emissions. If you’re looking to reduce your carbon footprint at home, a more efficient dryer is a... Read More
Most people choose to work with a real estate agent when buying or selling a house. Unlike an hourly or salary employee, a real estate agent doesn’t get paid based on their work hours. Real estate agents at traditional brokerages are independent contractors... Read More
Mortgage underwriting is a necessary step in the mortgage origination process and begins when the seller accepts the offer you submitted to purchase a home. Either you or your real estate agent contacts your lender, who then collects the necessary paperwork and sends... Read More
Shopping for and securing an affordable mortgage loan is no easy feat. It takes time, research, and effort, and considering it’s a commitment you’ll be locking yourself into for the next 10, 15, even 30 years to come, you need to do all you can to ensure you... Read More
From increased competition to low mortgage rates, the real estate market has undergone substantial changes in the past decade. One of the most significant changes is the payment method homeowners are using to purchase new homes. A recent Redfin report... Read More
Just how much are utilities in an apartment? These are essential costs to consider before renting an apartment. People often forget to factor in this expense when thinking about how much they can afford. Because utilities are typically the tenant’s responsibility, it’s important to add them to the... Read More
Whether you’re a first-time buyer eager to become a homeowner this year, or you’re ready to leave your Seattle condo for some acreage in Dallas, buying a new house is an exciting time. However, it can be a... Read More
You never know when a disaster will strike and damage your home – whether it be storm damage, fire damage, or a burglary. One way to ensure you have financial protection in case of an emergency situation or... Read More
There are numerous reasons why you may be thinking about selling your home, whether it’s because you’re moving to a new city, downsizing to a condo, or wanting to tap into your home’s equity. But if you’re looking to sell your property quickly, you may want to consider... Read More
Today’s housing market is fierce! Due to remote work and record-low mortgage rates, Americans are relocating and purchasing homes at an all-time high. However, there is a major problem – there aren’t nearly as many homes for sale as there are buyers. Read More
Buying land involves a different set of considerations than buying a residential property. If you have dreams of finding a special piece of land and building a home perfect for you and your family, you’ll want to think about a number of things before making your purchase. Read More
As you close in on making an offer on a home, your real estate agent – or the seller’s agent – will ask about “earnest money.” Earnest money is a type of security deposit, also known as a “good faith” deposit, offered to show the seller of a... Read More