The average monthly mortgage payment by state, city, and year
The average mortgage payment is $1,275 on 30-year fixed mortgage, and $1,751 on a 15-year fixed mortgage.
The median monthly cost of homeownership in the US is $1,556 per month, according to the most recent data from the Census Bureau’s 2018 American Community Survey. That cost includes not only the monthly mortgage payment, but also other necessary costs like insurance, HOA fees, and property taxes.
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